There are many types of insurances available to homeowners, boaters, and even business owners, but there is one type of insurance that few people have ever heard of – cemetery insurance. Understanding how this special type of business insurance in Babylon NY, can help your cemetery or mortuary can be an important consideration for your business plan.
The Risks
As with any business, liability issues can arise, vandalism can occur, and weather can cause havoc.
But special risks can occur that cemetery insurance can cover such as:
Plot mix-ups
Body thefts
Tombstone vandalism
Graveside flooding
When your business has cemetery insurance in Babylon NY, you can quietly work with the injured party and know your insurance company has your back.
The Coverage
Older areas of graveyards can have special zones that may require unusual protection.
These can include:
Ornate plots
Older gravestones
Historical mausoleums
Antique tombs
Cemetery insurance can cover these areas and many more. The coverage can also include bodily injury to employees and wandering patrons, the death of someone due to negligence they claim is yours, and disease spread by open or damaged coffins.
The Insurance
As the owner of a cemetery, mortuary, or crematorium, your insurance needs can be more specialized than provided by other insurance programs. Cemetery insurance in Babylon NY can help protect you against the unforeseen events and disasters that can occur that are beyond your control – and that is what insurance is all about.