Almost every business is subject to the possibility that one of their employees acts inappropriately. One of these behaviors is sexual misconduct. As a business owner, you need sexual misconduct liability insurance to cover you if one of your employees engages in questionable practices. Employee Assault This type of insurance covers you if one of your…
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Getting Total Coverage for Your Home Health Agency
Home health care agencies have many liabilities and responsibilities, whether they involve patients, employees or state or federal agencies. When you purchase insurance for your home health care business, make sure you have all the necessary types of coverage. General Liability Insurance In-home health, the environment is more unpredictable than in other healthcare settings, which…
Read MoreUnderstanding Educational Malpractice
The term “educational malpractice” may seem familiar and novel at the same time. While many people have a basic understanding of the definition and legal process of medical malpractice, malpractice lawsuits in education may seem more unfamiliar. To understand this particular type of malpractice, there are some basics to understand. Who Might Be Involved Malpractice…
Read MoreThe Importance of Liability Truck Insurance
As a trucking company, you take a lot of risks to ensure that cargo makes it from one place to another. Orders need to be delivered on time, without damage, but sometimes, accidents happen. You have to be able to afford potential claims when they do. Transport insurance or truck general liability is the protection…
Read MoreInsurance Coverage for Boat Rental Businesses
Boat rental services are everywhere, in areas that you wouldn’t even expect. From canoe livery services on individual rivers in the inland areas of the U.S. to rental companies serving the needs of recreational users near the public beaches and marinas on the coasts, every state has a whole industry made up of the companies…
Read MoreHow Nonprofits Can Insure Special Events
Nonprofit organizations can derive a lot of important benefits to holding special benefits. They can use events to conduct fundraising activities and solicit donations, or they can obtain proceeds from activities or admission fees to an event. Insurance coverage is an integral part of event management, so nonprofit organizations need to ensure that an event…
Read MoreIdentifying Fraud on Financial Statements
It’s an ugly fact, but a fraud that hides corporate underperformance, embezzlement, or other financial malfeasance on the part of executives and company officers is a real risk for investors and traders. This kind of financial fraud based on financial statements can take many forms, but most commonly it manifests as overinflated income numbers that…
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