Staffing agency owners have plenty to choose from when it comes to temporary staffing insurance. Besides commercial general liability and temporary staffing liability, there’s also employment-practices liability coverage. Depending on the agency and the gaps left by other staffing insurance policies, EPLI could make for a beneficial addition to an insurance plan.
A Single Policy for Multiple Situations
Some of the claims covered by EPLI include:
- Refusal to hire
Such claims are often excluded from coverage on temporary staffing liability and commercial general liability policies, making them an essential addition to avoiding potential financial ruin.
Options for Adding EPLI
Business owners have two options for adding EPLI to their current temporary staffing insurance plan. They can either get a stand-alone policy or obtain an endorsement on a current commercial general liability policy. While adding EPLI, the insured individual should be sure to ask her or his insurance provider if there are any other policies that would be good to add. For instance, an agency might need coverage for specific crimes relevant to the industry/industries, properties, goods or services with which it works.
While the sheer number of policies available for temporary staffing insurance might feel overwhelming, working with an experienced agent is always best. Much like EPLI is intended to fill in the gaps, so to is an insurance agent’s expertise.