Operating a jazz club business brings the celebration of the unique genre of music originating from America, bringing together a variety of people wishing to hear and see live performances with others of similar taste. As wonderful and iconic as the jazz scene maybe, this entertainment area is a slim field with not a lot of attention due to its uniqueness. Therefore, finding the right insurance coverage can be a struggle and usually means building an insurance program all by yourself. According to RMS Hospitality Group, not only does this take up a good deal of time, but it also can leave some holes in your coverage. This means you could find yourself in a particular situation where none of your policies cover you.
What Coverage Do Jazz Clubs Need?
When it comes to the areas of coverage that a jazz club business is most vulnerable at, there are a few big points of risk. These include but are not limited to:
Assault and Battery
Products and Completed Operations
A full package with all these necessary areas covered can be vital to ensuring no financial loss due to claims and other issues. However, fully comprehensive coverage may include Excess Liability. A company with an understanding of jazz club business struggles is likely to know where these liability policies should cover for the best protection.